Article: Contingent losses require careful management; Supplier losses can lead to thorny business interruption claim disputes.(Spotlight: RIMS 2005 Conference Review)

Byline: GLORIA GONZALEZ

PHILADELPHIA-Risk managers need to pay careful attention to their contingent business interruption practices and policies to ensure they have adequate coverage when they need it the most.

Contingent business interruption insurance is triggered by a physical loss or damage-otherwise insurable had it occurred at the insured's site-at a direct supplier's or customer's site. The event must interrupt the conduct of the insured's business or cause the insured to incur extra costs to remain in business before the coverage is invoked.

Craig Miller, corporate risk manager for Des Plaines, Ill.-based UOP L.L.C., described his ...

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