Article: American Community Bancshares, Inc. Announces Record Results For the Year Ended December 31, 2002.

Randy P. Helton, President and Chief Executive Officer of American Community Bancshares, Inc. (Nasdaq SmallCap: ACBA ACBAW) the holding company for American Community Bank, announced sharply higher unaudited earnings for the year ended December 31, 2002 of $1,300,000, which represents a 74.3% increase over the $746,000 earned in 2001. Earnings per share (diluted) increased to $0.51 compared to $0.42 in 2001. The growth in earnings was principally attributable to higher net interest income during the year and an increase in non-interest income. The return on average assets for the year was 0.65%, with a return on average equity of 6.55%. For the fourth quarter of 2002, ...






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