Article: ING Group Operating Net Profit Rises 33.1% in First Nine Months.

Significant Steps Taken to Manage Business Portfolio and Increase Returns

AMSTERDAM, November 4 /PRNewswire-FirstCall/ --

 
  - Operating net profit rises 33.1% to EUR 4,008 million 
  - Net profit rises 47.6% to EUR 4,437 million (EUR 2.10 per share) 
  - Operating net profit from banking rises 60.4% to EUR 1,928 million 
  - Operating net profit from insurance rises 14.9% to EUR 2,080 million 
  - Debt/equity ratio of ING Group improves to 11.4% from 14.4% at end 2003 
  - RAROC banking increases to 22.1%; IRR on new life insurance business 
11.9% 
  - Value of new life insurance business increases 41.2% to EUR 466 million 
  - Third-quarter net profit ...

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