Article: Life Settlement Institute Supports Efforts to Curb Abuses of Insurable Interest Laws; Efforts to Protect Primary and Secondary Market for Life Insurance Benefit American Consumers.

WASHINGTON -- The Life Settlement Institute (LSI), the leading organization representing secondary market providers for life insurance, applauds recent federal and state legislative efforts aimed at stopping investor-initiated life insurance schemes that would misuse tax-exempt organizations for their own profit. With a retroactive effective date of May 3, 2005, the recent legislation announced by Senate Finance Chairman Charles Grassley and Senator Max Baucus, ranking member, further demonstrates that these abuses will not be tolerated.

The Grassley/Baucus legislation would impose a 100 percent excise tax on the acquisition costs of any "applicable insurance ...

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