Article: NO: Credit cards are useful and totally transparent; Mark Bowerman, a spokesperson for the Association for Payment Clearing Services (APACS), believes the credit card industry is doing nothing wrong.(News)

Byline: Mark Bowerman

They are a number of good reasons for using a credit card. Credit cards are probably the best means of getting a short term interest-free loan. They are easy to use and very convenient.

One of the big things they have going for them is that if you are an ...

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