Article: Workers compensation putting businesses in bind. (includes related article) (Industry Report)

Insurance Commissioner's Proposed Reforms Could Resolve Problem of Rising Costs

SUTTON PRODUCTS INC., a growing millwork manufacturer in Bergman, north of Harrison, paid $34,000 for workers compensation coverage for its 60 employees in 1991.

A year later, that cost would have risen to $50,000, if there were an insurance company that would underwrite the coverage.

But none would.

So Sutton's workers compensation costs skyrocketed to $70,000 when the coverage was placed in Arkansas' assigned pool of insurers.

The sudden increase in costs forced Sutton to eliminate any raises for its workers. With a hiring freeze on, Sutton's employee level ...

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