Article: 'My life without personal loans...'.

Byline: Shreya Biswas

Sep. 11--Foreign trips, visit to malls, bigger cars, swanky homes and plasma TVs. So who's paying for the Indian middle class' huge appetite for the good things in life? Well, along with their other inhibitions, Indians are shedding their apprehensions about loans too, and turning to personal borrowings, big time.

The urge to splurge is reaching higher levels with the enthusiastic young Indians going all out to avail themselves of personal loans to finance their purchases of designer watches, jewellery, foreign tours et all.

Says Nitin Chopra, executive vice president & head, consumer banking, India, ABN AMRO Bank NV, "In ...

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