Article: Small business health plan facts: the U.S. Congress is considering legislation (H.R. 525 and S. 406, the "Small Business Health Fairness Act of 2005") to expand the availability of health coverage for employees of America's small businesses. This legislation would allow the formation of small-business health plans.(FW FOCUS: GOVERNMENT RELATIONS)

Affordable health care is a problem for millions of Americans.

* Of the 45 million Americans without health insurance, more than 60 percent work for a small business or are dependent upon someone who does.

The current health care system discriminates against small businesses.

* Small businesses have little buying power and few affordable options-five or fewer insurers control at least three-quarters of the small group market in most states (GAO, 2002). The lack of competition is contributing to double-digit rate increases for many small businesses and a resulting rise in the number of uninsured small business employees.

* Small ...

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