Article: Community Banks Press IRS Change: De novo and startup banks are eager to consider LLC status. But to be truly worthwhile, an IRS rule change is needed to make the switch more tax advantageous. So what's the holdup?(Internal Revenue Service, taxation)

All eyes are on the Internal Revenue Service this fall as its Office of Tax Policy responds to intensifying pressure from lawmakers, lawyers and community banks to modify the IRS code to give a tax break to state-chartered institutions that adopt limited-liability company status. Current tax regulations prohibit banks incorporated as LLCs, whose rules are less restrictive than those of subchapter S status, from being classified as partnerships or flow-through entities, even though S corporations have been allowed tax benefits since 1996. But ever since 2003, when the Federal Deposit Insurance Corp. approved regulations permitting LLC banks to qualify for federal deposit ...

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