Article: The NAIC versus The State of New York. (National Association of Insurance Commissioners)(As I See It) (Column)

This is a slice of history rather than a news story, but it needs to be retold occasionally lest we forget it.

In 1871, the National Association of Insurance Commissioners (then called "the Convention") was formed to bring the various state insurance departments together periodically, to lend some sense of conformity to their deliberations, and to exchange ideas. Transportation being what it was, states tended to stand alone, but they were always interested in new ideas that their peers kept inventing.

Well, sometimes. New York, the most wealthy and populous state, slowly began to assume a dominant position. It did this by adopting the "doctrine of ...

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