Article: Responding to Rising Health Care Costs - the Good, the Bad, the Ugly and the Future.

Health care costs continue to escalate, forcing Americans to make changes in behaviors. Many of these changes reach well beyond simple purchasing decisions and will have significant implications for the future.

The majority of Americans with health coverage have experienced rising costs in the past year, according to the 2005 Health Confidence Survey (HCS) released by The Employee Benefit Research Institute (EBRI) and Mathew Greenwald and Associates, Inc., underwritten by the Principal Financial Group. One of the major factors in cost increases is higher premiums and this comes at the same time members are experiencing a reduction in benefits. Results from the ...

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