Article: Auto insurance gets cheaper.

Byline: Margaret Pric

Jan. 13--While gas prices skyrocketed last year, one driving expense in New York -- the cost of auto insurance -- headed lower, thanks in large part to a crackdown on auto insurance fraud.

Drivers in the state saw their rates fall between 3 percent and 10 percent last year, according to the state's Insurance Department. With more than 70 percent of the state's drivers seeing their rates decline, the consumer savings amounted to over $400 million, the state said.

That's on top of an average decline of 1.7 percent in 2004 -- after notable rises in prior years.

The size of the rate cuts in '05 were "unprecedented," ...

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