Article: You will soon be able to take a qualification in commercial mortgages.

Vanessa Chance is marketing officer at The Institute of Financial Services Last year was an interesting one for the mortgage industry as it began to live with a statutory regulator and a retracting marketplace.

Houses prices slowed depressingly at times and conflicting reports of growth and loss did nothing to diminish the fear that the market for mortgage advice would simply dry up.

But equity release managed to surprise everyone. For a product that had such deep associations with slick salesman preying on the elderly and stealing children's inheritances, it somehow managed to reinvent itself as the saviour of those people without adequate pension ...

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