Articles > Business magazines > Management magazines > Credit Union Executive articles > July 1993

Article: What to tell examiners about your mortgages: a case study. (Orange County Teachers Federal Credit Union)

Article from:
Credit Union Executive
Article date:
July 1, 1993
Author:
Copyright

Examiners' eyebrows skyrocket when they visit a credit union and find out 50% of its assets are in real estate loans. But when Orange County Teachers Federal Credit Union, Santa Ana, Calif., analyzed its mortgage lending portfolio recently, it concluded 50% would be relatively safe for its situation.

Cutting mortgage loans has been the No. 1 suggestion examiners make when recommending service cuts. But today's loan market has shifted. And when your credit union offers more real estate loans to meet members' demand, you may find yourself explaining to the examiner why your credit union can do this safely.

Concerned about the shifts in demand and economic ...

Read all of this article with a FREE trial

Related newspaper, magazine, and journal articles:

Article: Orange County Teachers Federal Credit ...
PR Newswire;  February 17, 2003 ;     700+ words ... ... Systems announced today that Orange County Teachers Federal Credit Union, the nation's 7th largest credit ... of Experion Systems. About Orange County Teachers Federal Credit Union Orange County Teachers Federal Credit Union is one of ...

Article: Partnership Enables Hispanic Community CU To Prosper.(Comunidad ...
Credit Union Journal;  June 18, 2007 ;     700+ words ... ... partner institution Orange County Teachers FCU (OCTFCU). The two ... financial burdens, allowing the credit union to better serve its members ... California counties. Since the credit union's founding, Santa Ana ... significantly changed, causing credit union officials to ...

Article: Journal Daily.(U.S. Central Credit Union third ...
Credit Union Journal;  October 30, 2000 ;     700+ words ... ... to use 528 partner credit union branches in 27 states ... Va.-A federal credit union may disband its credit ... NCUA. The federal credit union's board must adopt ... Calif.-Orange County Teachers FCU has teamed with ...

Article: Gila, Credit Union in Collection Deal.(Jefferson ...
American Banker;  July 9, 2007 ;     700+ words ... ... Austin company doing business as Gila Group, said it would begin handling auto loan collections for Jefferson County Teachers Credit Union of Birmingham, Ala. The partnership is part of Gila's agreement with the consulting firm Cure LLC, which ...

Article: LAUDERDALE COUNTY TEACHERS' CREDIT ...
US Fed News Service, Including US State News;  October 28, 2008 ;     657 words ... ... employed by Lauderdale County Teachers' Credit Union. "The significant ... money from Lauderdale County Teachers Credit Union to benefit SHELTON ... thank the Lauderdale County Teachers Credit Union, the National Credit ...

Article: INFORMATION ISSUED BY U.S. ATTORNEY'S OFFICE FOR THE NORTHERN ...
US Fed News Service, Including US State News;  October 28, 2008 ;     672 words ... ... employed by Lauderdale County Teachers' Credit Union. "The significant ... money from Lauderdale County Teachers Credit Union to benefit SHELTON ... thank the Lauderdale County Teachers Credit Union, the National Credit ...

Article: Pinellas County Teachers Credit ...
Florida Trend;  December 1, 2004 ;     494 words ...SOUTHWEST FLORIDA -- The Pinellas County Teachers Credit Union has changed its name to Achieva Credit Union in an effort to recruit customers who may have thought that the credit union served only teachers. Achieva has more than 56,000 members.

Article: FOM Expansions Lead To Name Changes.(Pinellas County ...
Credit Union Journal;  October 11, 2004 ;     598 words ... ... their names. The $460-million Pinellas County Teachers CU is now Achieva Credit Union. The name change follows expansion to a ... Advance Financial FCU. The 23,000-member credit union said it made the move as it expands to serve ...

 
 
Newsweek Harper's Magazine The Washington Post Chicago Tribune Crain's Chicago Business PRNewswire Pediatric News The Nation Advertising Age The Economist (US) A FREE trial gives you access to over 80 million articles! Access over 6,500 publications with a FREE trial!

Find articles, research, and archives