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A helping hand: employee assistance programs show that owners care: to attract and keep quality employees, hardware/home improvement store owners offer a variety of incentive and benefit programs ranging from paid vacation days and health insurance to 401k plans and profit-sharing bonuses.(EMPLOYEE ASSISTANCE)

In addition to the standard benefits packages, some owners have taken employee perks to the next level. Rick Karp, president and self-appointed "Keeper of the Karma" at Cole Hardware in San Francisco, gives his staff double-time holiday pay, birthdays off with pay, and dental and medical insurance for their families and domestic partners. According to Karp, offering a variety of benefits is the right thing to do.

"If I want my staff to treat our customers in the best possible manner, then I need to treat them likewise," says Karp, who employs 70 full-time and 30 part-time workers.

Virgil Cox, third-generation owner of Cox Hardware and Lumber in Houston, also offers ...

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