Article: Warning.. car crash bandits; How 'staged' accidents are reaping millions for fraudsters and putting innocent motorists at risk.

Byline: STEPHEN WOMACK

Debbie Morton, 37, was driving her nephew and niece home after a horse-riding lesson. Her mother and son were also in the car. It seemed like a routine journey, but Debbie (not her real name) was about to become a victim of a crime that is sweeping the country - the staged or 'induced' car crash, where crooks trigger a crash, pinning the blame on an innocent driver.

This allows the fraudsters to submit a bogus claim against the innocent driver's insurer for up to [pounds sterling]30,000. They try to milk the maximum sum from each incident. As well as damage to the car - often an old banger - there is usually a compensation claim for injuries to ...

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