Article: Insurance bill would affect state's small firms: legislation would let trade groups offer health coverage.(Health Insurance Marketplace Modernization and Affordability Act, offers health insurance plans)

Historic federal health care insurance legislation to be considered as early as next week would have a major impact on California's small businesses.

The type of effect depends on whom you ask.

The bill, the Health Insurance Marketplace Modernization and Affordability Act, is in the U.S. Senate and would allow trade organizations to offer health insurance plans. Some variation of the plan has been around for years, said Marion Mulkey, of the Oakland-based California HealthCare Foundation, but it has never gotten this close to being approved.

While health plans under the bill would cover fewer services, they would cost less for businesses, argues the bill's biggest ...

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