Article: Tips for staying ahead of the financial aid game. (Originated from Knight-Ridder Newspapers)

Applying for financial aid can be frustrating and tedious. The forms and applications can create major headaches. But financial advisers and officers offer some tips for staying ahead of the financial aid game: 
_Apply now and decide later. Every student is eligible for some financial aid, no matter what the parents' income. So apply for financial aid right away, even before applying to colleges. If you receive aid, you can always decline it, but it's harder to ask for more later. 
_Save all you can. Every dollar you save for college is one less you'll have to borrow. Many schools will award grants that don't have to be repaid and others will offer special loans that will ...

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