Article: PERSONAL FINANCE : Subprime loans more common here.

Byline: Dave Flessner

Sep. 6--Chattanooga homeowners refinancing their mortgages last year were nearly twice as likely to pay premium interest rates on their loans as were borrowers in the rest of the country, according to a study released Tuesday.

In 2005, nearly 43 percent of Chattanoogans refinancing conventional home loans took on higher-interest "subprime" loans, federal data indicate. By comparison, 26.5 percent of all U.S. borrowers refinanced their mortgages with subprime loans.

The Consumer Federation of America, which reviewed the 2.5 million refinancing loans made in the United States last year, urged Tuesday that regulators take a ...

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