Article: Lower-Income Americans Can Buy First Homes Thanks to Ohio Credit Unions.

DUBLIN, Ohio, Sept. 25 /PRNewswire/ -- As home prices rise along with interest rates, the dream of homeownership becomes more and more distant for many Americans. But Ohio's credit unions are helping lower-income Americans buy their first homes and begin building personal wealth.

Twenty Ohio credit unions have joined the Credit Union National Association's Home Loan Payment Relief Program to make below-market-rate mortgage loans available to Americans with household incomes at or below the median in their market. Qualified borrowers receive a three-year adjustable rate mortgage at 1% below the national average. These lower rates result in reduced mortgage costs ...

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