Article: An empirical analysis of married women's retirement decisions.

Over the past four decades, married women's labor force participation rates have risen from 23.8 percent in 1950 to 57.8 percent in 1989.(1) This increase in labor force participation raises the importance of understanding married women's retirement decisions, especially when evaluating issues such as the future cost of the Social Security program. Compared to the extensive literature on the retirement behavior of men, little is known about the retirement behavior of married women. This research adds to this knowledge by examining the effect of Social Security on married women's retirement decisions.

In general, married women face greater retirement incentives ...

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