Article: Crowd-in: the effect of private health insurance markets on the demand for Medicaid.(Health Insurance)(health care coverage for workers)

As eligibility for public health insurance expands, individuals may drop private insurance coverage and switch to public insurance. This problem, known as crowd-out, has been a key issue in debates regarding the expansion of Medicaid to women and children living above 100 percent of the federal poverty level (FPL) (Cutler and Gruber 1996; Dubay and Kenney 1997; Shore-Sheppard, Buchmueller, and Jensen 2000; Long and Marquis 2002; Lo Sasso and Buchmueller 2004). Rather than strictly reducing the number of uninsured, in the presence of crowd-out, increases in Medicaid eligibility shift the burden of health care coverage for the working-poor from employers to federal and state ...

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