Article: Are debt funds for you?

Byline: Vikas Agarwal

Oct. 27--Debt funds are open-ended mutual funds which invests in low-risk debt instruments like corporate debt, money market instruments, call money etc. The main objective of debt funds is the preservation of principal, accompanied by modest return. Debt funds are ideal for investors who want to take very small risk or who are uncertain with regards to the interest rate scenario or who are uncertain about what they should do with their money in the short term.

Based on the investment profiles, different flavours of debt funds are available in the market. Liquid funds are ideal for investors who have a very short investment time ...

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