Article: Banks work to grow future; With no big mergers in sight, banks in the region are targeting individual customers.(Business)

Byline: KEVIN HARLIN - Business writer

The Capital Region's banking landscape has shifted again. But instead of a tide of mergers, a few accountants' keystrokes drove the change.

The latest Federal Deposit Insurance Corp. data show Citizens Bank No. 1 in deposits in the Capital Region for the first time. And the mighty Bank of America slipped from first to fifth place in the annual deposits report, released earlier this month.

Providence, R.I.-based Citizens, which entered the market in 2004, says it has been pushing hard to be the top bank in the Albany region, which is the headquarters for its New York operations.

Bank of America, ...

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