Article: Medical bills ailing you? Negotiate; Even if you have insurance and a decent income, you have more options than you might realize.(BUSINESS)(CONSUMER LOOKOUT)

Byline: Jackie Crosby; Staff Writer

If your medical bills are piling up, you're not alone.

Thanks to high deductibles and copays, the average out-of-pocket medical cost for workers doubled between 2000 and 2005, according to Money magazine. Salaries, by comparison, have gone up by only one-fifth that much.

But before you do something drastic, like putting your bills on a credit card or taking out a second mortgage, call the hospital's billing department.

You've got a lot more room to negotiate a full or partial discount on your bill than you might think. That's true even if you've got insurance and a good job.

"A lot of ...

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