Article: Congress facing dilemma over whether to include in-vitro fertilization in health-care reform plan. (Originated from Knight-Ridder Newspapers)

WASHINGTON _ Three attempts at in-vitro fertilization left Bonnie and Yuval Gilbert with a healthy daughter and a bill of more than $24,000. 
But the Gilberts paid less than $5,000 out of pocket because they live in Massachusetts, one of six states that requires insurers to cover in-vitro fertilization. 
The Gilberts plan to try the treatment again, but fear its exclusion from a new national health plan would make that impossible. 
``Insurance companies are constantly trying to get (the requirement) overturned,'' Bonnie Gilbert said. ``They would be able to say `Why do we have to do it if the federal government doesn't?''' 
President Clinton's health care reform ...

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