Article: Wells Fargo blazes a trail with LifePath funds. (Wells Fargo Bank N.A., mutual fund products) (Masters of Mutual Funds)

Who says banks are nothing but copycats when it comes to mutual funds?

One of the most-lauded mutual fund innovations of 1994 came not from a traditional fund company, but from Wells Fargo & Co., San Francisco.

The LifePath Funds, which the $52 billion-asset banking company unveiled in March, are designed to keep pace with consumers' financial needs over periods as long as five decades.

Put simply, the funds are a new twist on asset-allocation products. Customers are matched with any of six portfolios, depending on their risk tolerance and how soon they expect to need the money.

The mix of stocks, bonds, and money market instruments in each portfolio grows ...

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