Article: West Coast Bancorp wins breathing room. (selling Sacramento First National Bank)

West Coast Bancorp's strategy of concentrating on just one bank is paying off.

The Newport Beach, Calif., two-bank holding company had a disastrous year in 1993. But its strategy of selling one bank and focusing on fixing the other could save the company.

West Coast's planned sale of its Sacramento First National Bank next month will leave the holding company about $1.7 million short of capital targets set by federal regulators. Frank Smith, chief financial officer, said the company is exploring ways to raise the difference, but he would not comment on what they were.

Nonetheless, West Coast is showing some improvement. Its third-quarter operating loss of $630,000 ...

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