Article: Other people's money. (Justice Department uses Fair Housing and Equal Opportunity Acts to attack Chevy Chase Federal Savings Bank F.S.B.)

The Justice Department's case against Chevy Chase Savings Bank has set off warning bells in the banking industry. By claiming that Chevy Chase had violated the Fair Housing and Equal Credit Opportunity Acts without producing any evidence that any actual loan applicants were discriminated against, Justice is saying banks may no longer specialize in serving a market. Industry observers who followed the case closely believe the Justice Department was forced to make the nebulous claim of discrimination against a community, because it failed to find any evidence of bias in specific loans issued. "Justice came up empty, so they went back and took another cut," says one observer. ...

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