Article: Banking for the people: innovation and inclusion in the world of personal finance drives growth.

Looking back, we all can remember just a few decades ago, when only the most privileged among us carried a credit card or debit card. Today, in a global economy facing constant change, the expansion of electronic payment systems has reached previously unimagined levels and now is part of the everyday lives of millions of people. In a subtle yet profound way, these instruments have also begun to influence economic systems and to positively impact development in a variety of countries.

Electronic payment systems have become a fundamental part of extending banking services to people, bringing to them products related to saving and borrowing. Currently, Visa estimates ...

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