Article: Bank to convert to cash balance plan; SunTrust also sweetens 401(k) offering in shift from traditional pension.(News)

Byline: JERRY GEISEL

ATLANTA-One of the nation's biggest banks is converting its traditional pension plan to a cash balance plan, the second major company to do so since Congress passed legislation last year that protects new cash balance plans from age discrimination lawsuits.

Beginning Jan. 1, 2008, new SunTrust Banks Inc. employees and employees with less than 20 years of service will earn benefits under the cash balance plan. SunTrust employees with 20 or more years of service as of Dec. 31, 2007, will be given the option of staying in the traditional plan under a reduced benefit formula or earning future benefits in the cash balance plan.

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