Article: Municipal fiscal strain: indicators and causes.

Ratios of indicators both internal and external to government are used to determine if a city is fiscally strained in this model, which conceives of fiscal stress as a lack of adaptation by a government to its private-sector environment.

Twenty years ago, no one spoke of fiscal strain, but now it is a central concern for American cities. The history of fiscal strain goes back to the depressions, especially the 1930s. There were a few studies of defaults then, but from the 1930s to the New York fiscal crisis in the mid-1970s, municipal bonds were so safe that no one wanted serious analysis. Yet with the New York fiscal crisis, it became clear that if New York City ...

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