Article: Loan of $175 million allows insurer 20th Century to hike its capital base. (20th Century Industries)

A $175 million bank loan will enable 20th Century Industries Inc. to write insurance on a leverage basis considered financially safe by regulators and industry experts.

Woodland Hills-based 20th Century announced last week it had received a joint commitment from First National Bank of Chicago and San Francisco-based Union Bank for a $175 million loan.

Once one of the most profitable and best regarded property/casualty insurers in the nation, 20th Century also announced last week it expects to pay out $685 million, not $600 million as previously announced, on claims from the Northridge earthquake. The losses wiped out two-thirds of the company's capital and ...

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