Article: Generation Xers lag in retirement savings; On track to replace just 54% of income, survey shows.(News)

Byline: Kathie O'Donnell

BOSTON - Generation X households are on track for a 46% pay cut when they hit retirement, steeper than the 38% drop baby boomers are likely to face, according to a survey that Fidelity Investments released this month.

Working American households where a Gen Xer - which Fidelity defines as those ages 25 to 42 - is the financial decision maker are on pace to replace 54% of their pre-retirement income once they retire, according to the Fidelity Research Institute, which the Boston-based mutual fund giant recently created to study personal-savings issues.

By contrast, the typical working American household is on pace to ...

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