Article: Americans Are Hooked On Home Equity Loans/Lines; One in four homeowners have both a mortgage and a home equity loan/line.(Survey)

Byline: Dennis Jacobe

Synopsis: Home equity borrowing has grown rapidly during recent years, with one in four homeowners reporting they have both a first mortgage and a home equity loan or line in a new Experian/Gallup poll. One reason for concern: deteriorating conditions in the residential real estate market may significantly slow both home equity borrowing and consumer spending as 2007 unfolds.

PRINCETON, NJ -- The dollar amount of home equity loans and lines increased at a 14.6% annual rate over the first three quarters of 2006, according to the American Bankers Association. This is down from a 17.4% rate of growth in 2005 and a 31.2% increase in ...

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