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Article: Grabbing control of workers' compensation and litigation: step back and assess the problem to ensure the proper people, following the proper procedures, can deliver consistency and completeness.(LOSS CONTROL/WORKERS' COMP)
- Article from:
- Risk & Insurance
- Article date:
- April 15, 2007
- Author:
CopyrightCOPYRIGHT 2007 Axon Group. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan. All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information)
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Employers often don't know what is causing their workers' compensation costs to rise. They assume that the injury-management program they have in place is a solid one. They think rising costs are a fact of life and attribute rate increases to the rising cost of living. If risk managers looked closer, they would be surprised to find that there are actually several pre- and post-loss areas that, singly or together, drive up their workers' comp costs.
Risk managers should be looking at all areas to determine the real cause for increased costs, including return-to-work, management commitment, medical cost containment, medical care coordination, fraud, employee ...