Article: Delta not down about latest low.

Byline: James Bernstein

May 9--Delta Financial Corp. of Woodbury, which originates and sells mortgage loans, yesterday reported lower earnings in the first quarter, a result of the slowdown in the housing market across the country.

Delta said it earned $4.9 million in the quarter, compared with $6.6 million in the same period last year. On a per-share basis, Delta earned 20 cents, down from 31 cents in the first quarter of 2006.

"While we are not immune to the effects of the current challenging market conditions and potential future market disruptions, we believe we are well positioned to continue to grow as we believe the demand for subprime ...

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