Article: FDIC slashing premiums by 83% for most banks. (Federal Deposit Insurance Corp.)

Washington - The Federal Deposit Insurance Corp. on Tuesday proposed slashing premiums to 4 cents for nearly 91% of the industry in the second half of 1995.

This 83% reduction from the current rate of 23 cents per $100 of domestic deposits will save the banking industry nearly $5 billion a year.

But it also sets up the potentially explosive political situation in which thrifts will pay six times what banks are charged for the government's backing.

Beyond the rate differential, a separate decision the FDIC made Tuesday could endanger the banking industry's premium reduction.

Confirming a 1992 opinion, the FDIC ruled that premiums paid ...

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