Article: DELAYING MEDICARE PART B WILL COST YOU.(MoneyWise)(Health Care Notebook)(Column)

Byline: JAMES T. MULDER HEALTH CARE NOTEBOOK

Q) I am turning 65 soon and will become eligible for Medicare. What is the penalty if I delay enrolling in Part B?

A) Your Medicare Part B premium may go up 10 percent for each 12-month period that you could have had Medicare Part B, but did not take it. The monthly Medicare Part B premium is $93.50. If you delayed enrolling for 24 months, your premium would be $112.20 per month. Part B covers doctor visits and other outpatient services. In order to avoid the penalty, you must enroll during your initial enrollment period, which begins three months before you turn 65 and lasts seven months.

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