Article: Life insurance? Solving a problem only reason you need it. (Focus: Insurance & Employee Benefits)).(Life insurance? Solving a problem only reason you need it. (Focus: Insurance & Employee Benefits))

The only reason you need life insurance is to solve a problem.

"Generally the problem that life insurance solves is to provide assets for your family in the event of your death," says David Martin, CPA, CFP, ChFC, senior vice president and director of wealth management consultant, Trustmark Wealth Management in Jackson. "Basically what that means is should I die, will my family have enough money to maintain their standard of living without my earned income? Will they be able to pay for their housing, food, clothing, education, weddings and cars? Life insurance provides funds for the family to take care of their needs."

It is a good idea to re-evaluate ...

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