Article: Premium pain: Colorado employers are taking creative steps to curb health-insurance hikes.(attitude at altitude)

Colorado employers are digging deep as they head to the health-insurance renewal table this year. Weight-loss programs and fitness competitions have entered the mix with traditional bumped-up employee premiums and co-pays, as companies seek relief from escalating costs.

Whatever measures companies choose, cost-containment remains a necessity in 2008, with industry experts reporting average premium increases of 10 percent to 12 percent in Colorado, outpacing the national average of 7 percent to 9 percent. Small businesses are facing an even harder hit.

"I have repeatedly heard from members. Many of them are seeing a 20- or 30-percent increase in their health-care ...

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