Article: Advisers are warned to check PI cover for Mifid.

Advisers need to check their professional indemnity cover is valid prior to the November 1 deadline for Mifid, warns PYV chief executive Neil Pointon.

Pointon says advisers undertaking business under both the insurance mediation directive and Mifid will be required to hold capital of 25,000 euros and have PI insurance of euro 1.5m aggregate cover.

Firms that are prepared to hold only the previous capital of #10,000 will be required to have additional PII.

Pointon says: "These new rules take some working out and may catch out some firms. It is important to have access to specialist PI advice so that you do not fall foul of any regulatory ...

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