Article: & as bank's [pounds sterling]53bn black hole is revealed.

Byline: Duncan Robertson

NORTHERN Rock has a [pounds sterling]53billion black hole in its finances, it emergedlast night Although the bank has total assets of [pounds sterling]113billion, nearly half ofthis is already owned by a separate offshore company.

This Jersey-based trust owns 70 per cent of the bank's mortgage portfolio, sothis money cannot be used as collateral.

It vastly reduces the pool of cash North- ern Rock needs to pay back the[pounds sterling]26billion it borrowed from the taxpayer.

Chancellor Alistair Darling has ...

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