Article: 5 Ways to Lower Your Medical Bills.

Byline: Emily Brandon

Sanjiv Luthra of Los Altos, Calif., suffered from the pain and fatigue of rapid-onset arthritis so severe that he couldn't walk 10 feet until he underwent double knee replacement surgery last year. Almost two years later, he can walk and run but still suffers the fallout from another ailment: medical bills.

Six hours in the operating room, two knee transplants, medications, and a five-day hospital stay added up to a bill of $80,000, Luthra estimates. That's not even counting bills for an anesthesiologist, physical therapy, additional medicines, and special exercise equipment to help him recover.

"One should know what the cost of the procedure ...

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