Article: INTO ADULTHOOD AND DEBT.(General News)(Sen. Ron Wyden plans legislation that would rate credit card companies)

Byline: Susan Palmer The Register-Guard

Most college students don't expect to have to declare bankruptcy as part of their rite of passage into adulthood, but that's what happened to Jobetta Hedelman.

Hobbled by credit card debt after she graduated from the University of Oregon in 2003, and unable to find a job in the communications field, she began using credit cards to pay for essentials such as food and rent.

Moving back in with her parents to cut expenses and going in for credit counseling were too-little, too-late strategies and Hedelman learned the hard way how borrowing can spiral out of control.

Her story was one of many ...

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