Article: Get out of debt: the best strategy for long-term financial well-being.(SPECIAL REPORT: PERSONAL FINANCE)

Smart consumers know that the best way to weather financial turmoil is to pay bills on time and eliminate debt. By doing so you will enhance your credit scores to make sure you are on solid financial ground. Financial expert Alvin Hall, bestselling author of You & Your Money: It's More Than Just the Numbers, says if you're in debt, you should commit to making 2008 the beginning of your new financial life. Hall offers EBONY readers 10 ways to get out of debt and on the road to financial freedom. "There is no magic, quick-fix wav out or debt," he says. "It's always easier to get into debt than it is to get out of it. The process requires commitment and discipline on your ...

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