Article: 3 Motor vehicle accidents, insurance, and tort liability.(The Law and Economics of Public Health)

3.1 Context

Injury from motor vehicle accidents is the leading cause of death in the United States among persons aged I to 34 (Quinlan et al., 2005). Overall, in 2005, 37,594 persons in the United States died from motor vehicle crashes and a far greater number were injured (National Center for Statistics and Analysis, 2007a,b). Given the substantial externalities from reckless driving, governments have enacted and enforced laws to promote safe driving, investing in roadways, promulgating regulations to promote vehicle safety, and to control entry of alcohol sellers. Yet tort liability in various forms plays a major role in promoting safety on roadways as well.

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