Retirement savings made easy: three simple steps to amass a fortune and put you on the road to sweet success.(THE BIG PICTURE)

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SAVING FOR RETIREMENT JUST GOT A WHOLE LOT simpler so--simple, in fact, that in the near future about the only thing you'll have to do to keep your retirement saving on track is show up for work. But there's one big difference from the old days, when many workers earned a traditional pension: Now you're using your own money and, if you're lucky, some of your boss's.

What has changed? Landmark legislation that Congress passed last summer encourages employers to institute three simple procedures that will put workers on a path to a more secure retirement. First automatically enroll workers in a 401(k) plan rather than wait for them to sign up. ...

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