The easy way to keep your savings on target: you can put your portfolio on autopilot with a single fund--and then relax.(THE RIGHT INVESTMENTS)

LISA McISAAC SPENDS HER DAYS WORKING HER way up in the finance department of a private investment company in Boston, her nights getting together with friends, and her spare time running, playing sports and thinking about pursuing an MBA. So although McIsaac, 27, knows the benefits of making smart investment decisions at an early age, she can't find the time to manage and monitor a portfolio. That's why she appreciates the simplicity of a mutual fund that steers its own course toward her retirement years. All she has to do is add money regularly.

Ron Thomas, 62, is also ready to hand over the investing reins. "I've been burned and churned," says the Mystic, Conn., ...

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