Unlock the secrets of the Medicare code: learn the rules and timetables to get the most out of your government-subsidized health insurance.(A HEALTHY RETIREMENT)

IF YOU'RE CELEBRATING YOUR 65TH BIRTHDAY within the next few years, you're entitled to a valuable gift from Uncle Sam: Medicare coverage. While the Medicare & You handbook that serves as your initiation into the 43-million-strong community may not be as thrilling as the Da Vinci Code, the details about your health-insurance coverage and limitations are every bit as complex as the clues in the best-selling thriller. Learn the rules to avoid penalties for missed deadlines, and use the latest tools to find the best plan for your needs.

Even if you are already eligible for Medicare, now is a good time to reassess your strategies for filling in the gaps in your health-care ...

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